WeFi FAQ

WeFi is the world's first Deobank (Decentralized On-Chain Bank), combining traditional banking services with blockchain technology. You get Visa cards accepted at 140M+ merchants, self-custody wallets, global payments, and DeFi earning opportunities - all while maintaining complete control of your assets. Learn more about WeFi's mission.

WeFi operates entirely on-chain using the WeChain blockchain with AI-powered compliance. You purchase ITO Units starting at $50, which automatically mine WFI tokens until 2032. These tokens unlock banking services, staking rewards, and equity participation in WeFi's growth. See the complete getting started guide.

WFI is WeFi's native utility token with a fixed supply of 1 billion (hard cap). It powers the entire ecosystem - reducing fees, providing staking rewards, granting governance rights, and offering affiliate program access. The token uses a halving mechanism every 2 years to create scarcity. Explore WFI token economics.

Yes. WeFi is co-founded by Reeve Collins (Tether co-founder), holds regulatory licenses across 5 jurisdictions, and won Digital Bank of the Year 2025. Your funds remain in self-custody wallets - you control your keys and assets at all times. Every transaction is on-chain, transparent, and verifiable. Read verified member testimonials.

WeFi bridges traditional banking (Visa cards, fiat on/off ramps, regulatory compliance) with DeFi innovation (self-custody, transparent smart contracts, decentralized governance). Unlike pure DeFi platforms or neobanks, WeFi gives you the best of both worlds - security, legitimacy, and unlimited earning potential without surrendering control of your assets.

Registration takes 2-3 minutes. Visit the WeFi registration page, provide basic information, complete KYC verification for security, and you're ready to start. No credit checks or bank requirements needed.

You need a valid email address, smartphone for KYC verification, and cryptocurrency (USDT, USDC, or other supported tokens) to fund your account. Minimum participation starts at $50 to test, though $250+ is recommended for full earning potential and affiliate qualification. Watch setup video tutorials.

Fund your account by depositing supported cryptocurrencies (USDT, USDC, ETH, BNB) directly to your WeFi wallet address. You can also use fiat on-ramps through the platform or purchase crypto on exchanges and transfer. All deposits are instant and on-chain verifiable.

ITO (Initial Token Offering) Mining Units are your entry into WeFi's passive income system. Each unit you purchase generates WFI tokens automatically every second until 2032. Think of them as self-mining digital assets that require zero maintenance - you own them, they mine for you 24/7/365.

After funding your account, navigate to the ITO section in your dashboard, select the package amount ($50 minimum), confirm the transaction, and your units activate immediately. Mining begins instantly - no setup, no configuration, completely automated. Watch the step-by-step tutorial.

WeFi offers multiple income streams: ITO Mining Units generate WFI tokens automatically until 2032, stablecoin staking earns up to 18% APR, WFI token staking provides additional rewards, and the affiliate program offers commissions on network growth. You can stack all income sources simultaneously. View the full compensation plan.

WeFi Gift Certificates are shares in the WeFi company itself - not tokens, not rewards, but actual equity ownership. When you purchase ITO Units, you automatically receive free Gift Certificates proportional to your participation. These certificates represent your stake in WeFi's explosive growth and future profits. Here's why they're a complete game-changer: ITO Units are limited in supply and will sell out by Block #38. Once they're gone or once we reach Block #38, there will be NO other way to receive free Gift Certificates. To maximize your Gift Certificates, secure ITO Units sooner and choose mining or staking durations of 2 years or longer. This is a once-in-a-lifetime opportunity to own a piece of the world's first decentralized bank while it's still in the early growth phase. Don't miss out - when ITO Units are sold out or Block #38 is reached, this door closes forever.

Stake your earned or purchased WFI tokens directly in the platform to earn competitive APY rewards. Staked tokens remain accessible - you choose your lock period (flexible, 30, 60, 90 days) with higher APY for longer commitments. Rewards auto-compound or can be claimed daily based on your preference.

Access your dashboard to claim ITO mining rewards anytime - they accumulate in real-time. Staking rewards can be claimed based on your chosen schedule (daily, weekly, or at maturity). VVA payouts distribute automatically at scheduled times. All claims are instant and on-chain verifiable.

Yes. WeFi operates on self-custody - you control your wallet and assets at all times. Withdraw earned WFI tokens, staking rewards, or stablecoins whenever you choose. The only restriction applies to locked staking periods you voluntarily commit to for higher APY returns.

WeFi's compensation plan offers 7 income streams including direct referral bonuses, network mining commissions (3-8% on 3 levels), rank advancement bonuses, and equity share in WeFi Global LTD. Minimum $250 participation qualifies you. The plan rewards both user growth and personal ITO purchases. See the complete compensation breakdown.

Absolutely. Share your unique referral link and earn commissions on referred users' ITO purchases and mining activity. You receive 3% on Level 1 (direct referrals), 5% on Level 2, and 8% on Level 3 when fully qualified. Referral earnings are passive - once someone joins through your link, you earn from their activity automatically.

VVA (Veritas Vault Alliance) tokens provide exclusive bonus rewards through WeFi's partnership ecosystem. Qualified members receive VVA tokens based on their ITO purchase level, which then generate the 3x daily payouts. VVA tokens have their own staking pool separate from WFI, creating an additional income layer.

Order your WeFi Visa card through the dashboard (virtual or physical). Virtual cards activate instantly for immediate online use. Physical cards arrive within 7-14 days; activate via the app by entering the card details. Load funds from your crypto balance, and use anywhere Visa is accepted - 140M+ merchants worldwide.

WeFi provides integrated self-custody wallets for all major cryptocurrencies (BTC, ETH, USDT, USDC, WFI, VVA). You own your private keys - WeFi never has access. You can also connect external wallets like MetaMask, Trust Wallet, or Ledger hardware wallets for additional security layers.

WeFi offers multiple support channels: 24/7 live chat in the app, Telegram community groups with active moderators, email support with <24hr response time, and comprehensive video tutorials covering every feature. Your sponsor (that's us!) is also here to guide you personally. Browse video tutorials or contact us on WhatsApp.