👑 Founded by Crypto Legends

The Future of Finance Is Here

WeFi is revolutionizing global finance by combining the best of traditional banking with blockchain technology. Founded by Reeve Collins, co-founder of Tether, we're creating a financial system that puts you in control.

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The WeFi Story

How we're building the world's first decentralized on-chain bank

In September 2024, a revolutionary idea became reality. WeFi launched as the world's first Deobank (Decentralized On-Chain Bank), fundamentally changing how people interact with money. Unlike traditional banks that control your funds or neobanks that simply digitize old systems, WeFi operates entirely on blockchain technology, giving you true ownership and control.

Our vision is simple yet powerful: Financial access is a fundamental human right. Everyone deserves the freedom to control their money, regardless of where they live or how wealthy they are.

At WeFi, we believe the outdated traditional banking model has failed billions of people. That's why we're building something better. A system that's inclusive, transparent, and built on the principles of decentralization. With advanced AI-driven compliance and Zero-Knowledge Proofs, we bring institutional-grade security while maintaining your privacy.

Today, WeFi serves a global community with features like crypto-collateralized Visa cards, custodial and self-custody wallets, stablecoin management, global remittances, and AI-powered compliance. We're not just building a platform. We're creating a financial revolution that empowers 1.4 billion unbanked individuals worldwide.

▶️ WATCH WEFI INTRO VIDEO (10 MIN) →

Why Deobanks Change Everything

Understanding the evolution from traditional banks to true financial freedom

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Traditional Banks

Physical branches, bureaucracy, and limited access. Your money, their control.

  • Control your funds
  • Limited hours and access
  • High fees and restrictions
  • Slow international transfers
  • Excludes 1.4 billion people
📱

Neobanks

Digital-only banks with modern interfaces but same old problems underneath.

  • Still depend on traditional banks
  • Better UX, same control issues
  • Can freeze your accounts
  • Centralized infrastructure
  • Limited to fiat currencies
🏛️⛓️

WeFi Deobank

Fully decentralized, on-chain banking. True ownership. Real freedom.

  • YOU control your funds (self-custody)
  • Transparent blockchain transactions
  • Global access, no restrictions
  • Instant borderless payments
  • Earn yield through DeFi
  • AI-powered compliance
  • No account freezes or holds

Led by Crypto Legends

40+ specialists from Tether, Wise, Binance, Visa, and major financial institutions

Reeve Collins - WeFi Chairman and Tether Co-Founder

Reeve Collins

Chairman & Board Member

Founder and former CEO of Tether (USDT), the world's most-used stablecoin with $170+ billion market cap. Pioneer in bridging crypto and traditional finance.

Maksym Sakharov - WeFi Group CEO and Co-Founder

Maksym Sakharov

Group CEO & Co-Founder

Co-founder and former CEO of Exflow. 10+ years in finance and technology, 5+ years in crypto. Visionary leader driving WeFi's hybrid banking model.

Roman Rossov - WeFi Board Member and Former Wise Product Director

Roman Rossov

Board Member

Former Product Director at Wise, one of the world's leading fintech companies. Expert in global financial products and user experience.

Khaled Suleiman - WeFi Board Member and Former National Bank of Abu Dhabi CEO

Khaled Suleiman

Board Member

Former CEO at National Bank of Abu Dhabi. Decades of experience in traditional banking and financial regulation.

Yusuf Mirakhmedov - WeFi Board Member and Former Tradeleaf COO

Yusuf Mirakhmedov

Board Member

Former COO at Tradeleaf. Expert in operational excellence and scaling financial technology platforms.

Michael Batuev - WeFi Global Head of Payments and Ex-Visa Executive

Michael Batuev

Global Head of Payments

Ex-Visa Executive with 18+ years in fintech. Led global digital payments, mobile solutions, and contactless innovation at Visa. Former Tangem leader in self-custody payment technology.

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Elite Advisory Board

Industry Veterans

Includes former executives from Binance, Visa, Bitpanda, and other global financial leaders. Combined expertise spans decades.

🎥 MEET THE WEFI TEAM (4 Min)

Our Mission & Vision

Building the financial system the world deserves

🎯

Our Mission

To reshape the outdated traditional banking model into a more inclusive, smart, and robust system by leveraging decentralized networks and the latest technological advances while ensuring regulatory compliance that adapts to both global standards and local requirements.

🌍

Our Vision

A future where everyone can assert their financial freedom through a secure, accessible, compliant, and fair financial system. No matter where you live or how wealthy you are, you deserve access to the global economy.

WeFi by the Numbers

Real results from a revolutionary platform

1.4B
Target Unbanked Users
140M+
Merchants Accepting WeFi Card
35M+
WFI Tokens Mined
40+
Team Specialists

What Makes WeFi Different

Innovation meets practicality in every feature

🔐

Self-Custody Wallets

Full control over your assets. Your keys, your crypto. No intermediaries, no account freezes.

💳

Crypto Visa Cards

Spend your crypto anywhere Visa is accepted. 140+ million merchants worldwide.

🤖

AI-Powered Compliance

Advanced AI nodes detect fraud and ensure regulatory compliance automatically and securely.

🌐

Global Remittances

Send money across borders instantly with minimal fees. No banks, no delays.

💰

Staking & Yields

Earn passive income through staking. Typical APY ranges from 5% to 18% on stablecoins.

🔒

Zero-Knowledge Proofs

Privacy-preserving verification technology. Prove who you are without revealing personal data.

Your Questions Answered

WeFi is the world's first Deobank (Decentralized On-Chain Bank), combining traditional banking services with blockchain technology. Unlike conventional banks that control your money, WeFi operates entirely on-chain, giving you true ownership through self-custody wallets. You can earn passive income, access global markets instantly, use crypto-backed Visa cards, and manage stablecoins with complete transparency. Every transaction is recorded on the blockchain, ensuring security and accountability without intermediaries. See how to get started. Learn more about our story. Watch video tutorials.
WeFi was founded by Reeve Collins, co-founder and former CEO of Tether (USDT), the world's largest stablecoin with over $170 billion market cap. The leadership team includes Maksym Sakharov (Group CEO), Roman Rossov (former Product Director at Wise), Khaled Suleiman (former CEO at National Bank of Abu Dhabi), and 40+ specialists from Tether, Binance, Visa, and Bitpanda. This is not an experiment. It is a platform built by proven crypto and finance veterans with decades of combined expertise. Meet the full team.
Yes. WeFi implements advanced AI-driven compliance that detects and prevents financial crimes in real-time, including money laundering and fraud. We use Zero-Knowledge Proofs for privacy-preserving verification while maintaining full regulatory compliance across multiple jurisdictions. Our team includes former executives from regulated financial institutions like the National Bank of Abu Dhabi, ensuring we meet both global standards and local requirements. WeFi is registered, compliant, and operates with institutional-grade security protocols.
The WFI token is WeFi's native utility token that powers the entire ecosystem. It provides governance rights, staking rewards, transaction fee discounts, and access to exclusive platform features. Token holders can earn passive income through staking, participate in platform governance decisions, and benefit from deflationary tokenomics as the circulating supply decreases over time. The WFI token creates alignment between users and the platform's long-term success, making it a core component of the WeFi financial revolution. Explore WFI token details.
WeFi is a financial technology company providing decentralized banking services. While WeFi offers an affiliate program that rewards users for sharing the platform, this is a standard referral system similar to what companies like Airbnb, Uber, and Coinbase use. You can use WeFi's banking services, earn yield on deposits, and access DeFi features without ever referring anyone. The affiliate program is optional and designed to reward community growth, not to create a recruitment-focused business model. Your success with WeFi comes from using the platform's financial services, not from recruiting.
No. You can earn with WeFi in multiple ways without recruiting anyone. Earn 18% APR on stablecoin deposits, participate in DeFi yield farming, stake WFI tokens for rewards, and access global markets through our platform. The affiliate program is completely optional. Many users simply use WeFi as their primary banking solution and earn through financial activities alone. Referrals are a bonus opportunity, not a requirement. Your financial success with WeFi is determined by how you use the platform's banking and DeFi features, not by building a downline.
WeFi is the only platform that combines traditional banking, DeFi, and blockchain in a fully decentralized on-chain structure. Traditional banks control your funds and limit your access. Neobanks simply digitize old systems. Crypto exchanges focus on trading, not banking. WeFi provides self-custody wallets, on-chain transparency, global access without borders, institutional-grade security, AI-powered compliance, and multiple income streams all in one platform. Founded by Tether's co-founder with a team from Wise, Binance, and major banks, WeFi delivers proven expertise that competitors cannot match. See detailed comparison.
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Ready to Experience True Financial Freedom?

Join thousands of people who've already discovered the power of decentralized banking. Your financial revolution starts today.

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